/* =========================================================
   TRILHA CORRETORA DE SEGUROS — styles.css (visual moderno)
   ========================================================= */
:root{
  --font:        'Plus Jakarta Sans', system-ui, -apple-system, sans-serif;
  --font-logo:   'Baloo 2', 'Plus Jakarta Sans', system-ui, sans-serif;

  --azul:        #1B5FAD;
  --azul-deep:   #0A3A73;
  --azul-mid:    #2D7DD2;
  --azul-light:  #3AACE2;
  --azul-pale:   #EEF5FC;
  --laranja:     #F7A11A;
  --laranja-d:   #E8890A;
  --whats:       #25D366;
  --whats-d:     #1da851;

  --grad-orange: linear-gradient(135deg,#FFB23E 0%,#F7A11A 100%);
  --grad-blue:   linear-gradient(135deg,#2D7DD2 0%,#1B5FAD 100%);
  --grad-deep:   linear-gradient(140deg,#0A3A73 0%,#103F7D 45%,#1B5FAD 100%);

  --bg:          #FFFFFF;
  --surface:     #F4F7FB;
  --ink:         #0F1B2D;
  --text:        #45526A;
  --muted:       #6B7890;
  --stone:       #E5EBF3;

  --radius:      16px;
  --radius-lg:   26px;
  --radius-xl:   36px;

  --shadow-sm:   0 2px 8px rgba(15,27,45,.04), 0 8px 24px rgba(15,27,45,.05);
  --shadow:      0 12px 40px rgba(15,27,45,.10);
  --shadow-lg:   0 30px 70px rgba(15,27,45,.16);

  --ease:        cubic-bezier(.4,0,.2,1);
  --maxw:        1180px;
}

*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
[hidden]{display:none !important}
html{scroll-behavior:smooth;font-size:16px;-webkit-text-size-adjust:100%}
body{font-family:var(--font);color:var(--text);background:var(--bg);line-height:1.65;overflow-x:hidden;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block;height:auto}
a{text-decoration:none;color:inherit}
ul{list-style:none}
section{scroll-margin-top:100px}

.display{font-family:var(--font-logo);font-weight:700;line-height:1.12;letter-spacing:-.01em;color:var(--ink)}
.display em{font-style:normal;color:var(--azul)}

.container{max-width:var(--maxw);margin:0 auto;padding:0 24px}
.section{padding:108px 0}
.section-alt{background:var(--surface)}

.eyebrow{display:none !important}
.eyebrow-keep{display:inline-flex;align-items:center;gap:8px;font-size:.73rem;font-weight:700;letter-spacing:.09em;text-transform:uppercase;color:var(--laranja-d);background:rgba(247,161,26,.1);padding:7px 15px;border-radius:999px;margin-bottom:20px}
.eyebrow::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--laranja)}
.eyebrow-light{color:#FFD9A0;background:rgba(255,255,255,.13)}
.eyebrow-light::before{background:#FFD9A0}

.section-head{max-width:740px;margin:0 auto 60px;text-align:center;display:flex;flex-direction:column;align-items:center}
.section-head h2{font-size:clamp(2rem,3.8vw,3rem)}
.section-sub{margin-top:18px;font-size:1.08rem;color:var(--muted);max-width:600px}

/* ---------- BUTTONS ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;font-family:inherit;font-weight:600;font-size:.92rem;border-radius:999px;border:1.5px solid transparent;cursor:pointer;transition:transform .25s var(--ease),box-shadow .25s var(--ease),background .25s var(--ease),color .25s var(--ease),border-color .25s var(--ease);white-space:nowrap;line-height:1}
.btn-lg{padding:16px 32px;font-size:1rem}
.btn-block{width:100%}
.btn-orange{background:var(--grad-orange);color:#fff;box-shadow:0 8px 24px rgba(247,161,26,.32)}
.btn-orange:hover{transform:translateY(-2px);box-shadow:0 14px 34px rgba(247,161,26,.42)}
.btn-outline{background:#fff;color:var(--azul);border-color:var(--stone)}
.btn-outline:hover{border-color:var(--azul-light);background:#fff;transform:translateY(-2px);box-shadow:var(--shadow-sm)}
.btn-light{background:transparent;color:#fff;border-color:rgba(255,255,255,.65)}
.btn-light:hover{background:#fff;color:var(--azul-deep);border-color:#fff;transform:translateY(-2px);box-shadow:0 10px 30px rgba(0,0,0,.18)}
.btn-green{background:linear-gradient(135deg,#34c759 0%,#1ea65f 100%);color:#fff;box-shadow:0 8px 24px rgba(30,166,95,.32)}
.btn-green:hover{transform:translateY(-2px);box-shadow:0 14px 34px rgba(30,166,95,.42)}
.btn-whats{background:linear-gradient(135deg,#2bdd72,#1fb858);color:#fff;box-shadow:0 8px 24px rgba(37,211,102,.3)}
.btn-whats:hover{transform:translateY(-2px);box-shadow:0 14px 34px rgba(37,211,102,.42)}
.btn-ghost{background:transparent;color:var(--text);border-color:var(--stone);padding:12px 22px}
.btn-ghost:hover{background:var(--surface)}

/* ---------- NAV ---------- */
#nav{position:fixed;top:0;left:0;right:0;z-index:1000;background:transparent;border-bottom:1px solid transparent;transition:box-shadow .3s var(--ease),background .3s var(--ease),border-color .3s var(--ease)}
#nav.scrolled,#nav.menu-open{box-shadow:0 6px 30px rgba(15,27,45,.07);background:rgba(255,255,255,.95);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-color:var(--stone)}
.nav-logo-light{display:none}
.nav-logo-dark{display:block}
.nav-inner{position:relative;z-index:1000;max-width:var(--maxw);margin:0 auto;padding:0 24px;height:96px;display:flex;align-items:center;justify-content:space-between;gap:14px}
.nav-logo{visibility:visible;opacity:1;flex-shrink:0}
.nav-logo-img{height:78px;width:auto}
.nav-links{display:flex;align-items:center;gap:2px}
.nav-links a{font-size:.82rem;font-weight:600;color:var(--text);padding:8px 8px;border-radius:999px;white-space:nowrap;transition:color .2s var(--ease),background .2s var(--ease);text-shadow:0 1px 6px rgba(255,255,255,.5)}
.nav-links a:hover{color:var(--azul);background:rgba(255,255,255,.55)}
.nav-links a.nav-highlight{color:var(--azul);font-weight:700}
#nav.scrolled .nav-links a{color:var(--text);text-shadow:none}
#nav.scrolled .nav-links a:hover{color:var(--azul);background:var(--azul-pale)}
#nav.scrolled .nav-links a.nav-highlight{color:var(--azul)}
.mobile-menu a.nav-highlight{color:var(--azul)}
.nav-cta{padding:11px 22px;font-size:.86rem}
.nav-contact{display:flex;align-items:center;gap:14px}
.nav-contact a{display:inline-flex;align-items:center;gap:7px;font-size:.86rem;font-weight:600;transition:color .2s var(--ease);white-space:nowrap;text-shadow:0 1px 6px rgba(255,255,255,.55)}
.nav-contact-phone{color:var(--azul)}
.nav-contact-phone:hover{color:#1ea65f}
.nav-contact-ic{color:var(--azul)}
.nav-contact-ic:hover{color:var(--azul-deep)}
#nav.scrolled .nav-contact a,#nav.menu-open .nav-contact a{text-shadow:none}
.nav-mobile-btn{display:none;background:none;border:none;cursor:pointer;padding:8px}
.hamburger{width:24px;height:16px;display:flex;flex-direction:column;justify-content:space-between}
.hamburger span{display:block;height:2px;width:100%;background:var(--azul);border-radius:2px;transition:.3s var(--ease)}
#nav.scrolled .hamburger span,#nav.menu-open .hamburger span{background:var(--azul)}
.nav-mobile-btn.open .hamburger span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.nav-mobile-btn.open .hamburger span:nth-child(2){opacity:0}
.nav-mobile-btn.open .hamburger span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
.mobile-menu{display:none;position:fixed;top:0;left:0;right:0;height:100dvh;background:var(--bg);z-index:999;padding:116px 24px 32px;flex-direction:column;gap:6px;overflow-y:auto}
.mobile-menu.open{display:flex}
.mobile-menu a:not(.btn){font-size:1.15rem;font-weight:600;color:var(--ink);padding:16px 0;border-bottom:1px solid var(--stone)}
.mobile-menu .btn{margin-top:20px;justify-content:center}

/* ---------- HERO ---------- */
#hero{position:relative;min-height:100vh;display:flex;align-items:center;justify-content:center;text-align:center;padding:140px 0 90px;overflow:hidden;background:var(--azul-deep)}
.hero-bg-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center;z-index:0}
.hero-overlay{position:absolute;inset:0;z-index:1;background:radial-gradient(ellipse 62% 58% at 48% 47%,rgba(255,255,255,.7) 0%,rgba(255,255,255,.44) 42%,rgba(255,255,255,.12) 72%,rgba(255,255,255,0) 100%)}
.hero-content{position:relative;z-index:2;max-width:880px;margin:0 auto;display:flex;flex-direction:column;align-items:center;color:var(--ink)}
.hero-logo{height:230px;width:auto;margin-bottom:28px;filter:drop-shadow(0 8px 22px rgba(10,58,115,.22))}
.hero-content h1{color:var(--azul);font-size:clamp(2rem,4.6vw,3.5rem);line-height:1.12;letter-spacing:-.03em;margin-bottom:22px;text-shadow:0 2px 18px rgba(255,255,255,.75)}
.hero-content h1 em{color:var(--laranja);font-style:normal}
.hero-sub{font-size:1.12rem;color:#000;font-weight:500;max-width:650px;margin-bottom:36px;text-shadow:0 1px 12px rgba(255,255,255,.9),0 0 4px rgba(255,255,255,.7)}
.hero-sub strong{color:var(--azul);font-weight:700}
.hero-ctas{display:flex;flex-wrap:wrap;gap:14px;justify-content:center}
.scroll-hint{position:absolute;bottom:28px;left:50%;transform:translateX(-50%);width:26px;height:42px;border:2px solid rgba(27,95,173,.55);border-radius:14px;z-index:3;display:flex;justify-content:center;padding-top:8px}
.scroll-hint span{width:4px;height:8px;background:var(--azul);border-radius:2px;animation:scrolldot 1.6s infinite}
@keyframes scrolldot{0%{opacity:0;transform:translateY(-4px)}40%{opacity:1}80%,100%{opacity:0;transform:translateY(10px)}}

/* ---------- STATS ---------- */
.stats{background:var(--grad-deep);color:#fff;padding:72px 0;position:relative;overflow:hidden}
.stats::before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 12% 18%,rgba(58,172,226,.3),transparent 42%),radial-gradient(circle at 88% 92%,rgba(247,161,26,.2),transparent 46%)}
.stats-grid{position:relative;display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.stat{position:relative;text-align:center;padding:30px 18px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:var(--radius-lg);backdrop-filter:blur(4px)}
.stat-num{font-family:var(--font);font-weight:800;font-size:clamp(2.4rem,4.5vw,3.4rem);color:#fff;line-height:1;display:block;letter-spacing:-.03em;background:linear-gradient(120deg,#fff,#CFE6FA);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent}
.stat p{margin-top:12px;font-size:.9rem;color:rgba(255,255,255,.78);max-width:200px;margin-left:auto;margin-right:auto}

/* ---------- WHY ---------- */
.why-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.why-card{background:#fff;border:1px solid var(--stone);border-radius:var(--radius-lg);padding:36px 32px;box-shadow:var(--shadow-sm);transition:transform .35s var(--ease),box-shadow .35s var(--ease),border-color .35s var(--ease)}
.why-card:hover{transform:translateY(-8px);box-shadow:var(--shadow);border-color:transparent}
.why-icon{display:inline-flex;align-items:center;justify-content:center;width:60px;height:60px;border-radius:18px;background:var(--azul-pale);color:var(--azul);margin-bottom:20px;box-shadow:inset 0 0 0 1px rgba(27,95,173,.06);transition:background .35s var(--ease),color .35s var(--ease),box-shadow .35s var(--ease)}
.why-icon svg{width:30px;height:30px}
.why-card:hover .why-icon{background:var(--grad-blue);color:#fff;box-shadow:none}
.why-card h3{font-size:1.2rem;color:var(--ink);margin-bottom:11px;font-weight:700;letter-spacing:-.01em}
.why-card p{font-size:.95rem;color:var(--muted)}

/* ---------- SEGUROS ---------- */
.filters{display:flex;flex-wrap:wrap;justify-content:center;gap:10px;margin-bottom:44px}
.filter{font-family:inherit;font-size:.88rem;font-weight:600;color:var(--text);background:#fff;border:1px solid var(--stone);padding:11px 22px;border-radius:999px;cursor:pointer;transition:.25s var(--ease)}
.filter:hover{border-color:var(--azul-light);color:var(--azul)}
.filter.active{background:var(--grad-blue);color:#fff;border-color:transparent;box-shadow:0 8px 22px rgba(27,95,173,.28)}
.seguros-tag{display:inline-flex;align-items:center;font-family:var(--font-logo);font-size:1rem;font-weight:700;color:#fff;background:var(--grad-blue);padding:10px 30px;border-radius:999px;box-shadow:0 8px 22px rgba(27,95,173,.28);letter-spacing:.01em}
.seguros-search{display:flex;align-items:center;gap:10px;max-width:480px;margin:0 auto 44px;background:#fff;border:1.5px solid var(--stone);border-radius:999px;padding:6px 22px;box-shadow:var(--shadow-sm);transition:border-color .25s var(--ease),box-shadow .25s var(--ease)}
.seguros-search:focus-within{border-color:var(--azul-light);box-shadow:0 0 0 4px rgba(58,172,226,.15)}
.seguros-search svg{color:var(--muted);flex-shrink:0}
.seguros-search input{flex:1;min-width:0;border:none;outline:none;background:none;font-family:inherit;font-size:1rem;color:var(--ink);padding:11px 0}
.seguros-search input::placeholder{color:var(--muted)}
.seguros-noresult{text-align:center;margin-top:8px;color:var(--muted)}
.seguros-noresult a{color:var(--azul);font-weight:700}
.seguros-slider{position:relative}
.seguros-track{display:flex;gap:22px;overflow-x:auto;scroll-snap-type:x mandatory;scroll-behavior:smooth;padding:8px 4px 18px;scrollbar-width:none;-ms-overflow-style:none}
.seguros-track::-webkit-scrollbar{display:none}
.seguros-track .seguro-card{flex:0 0 332px;scroll-snap-align:start}
.slider-btn{position:absolute;top:50%;transform:translateY(-50%);z-index:5;width:50px;height:50px;border-radius:50%;background:#fff;border:1px solid var(--stone);color:var(--azul);display:flex;align-items:center;justify-content:center;cursor:pointer;box-shadow:var(--shadow);transition:transform .2s var(--ease),background .2s var(--ease),color .2s var(--ease),opacity .2s var(--ease)}
.slider-btn:hover{background:var(--grad-blue);color:#fff;border-color:transparent}
.slider-btn:active{transform:translateY(-50%) scale(.93)}
.slider-prev{left:-23px}
.slider-next{right:-23px}
.slider-btn[disabled]{opacity:.35;cursor:default;pointer-events:none}
.seguro-card{background:#fff;border:1px solid var(--stone);border-radius:var(--radius-lg);padding:0;overflow:hidden;display:flex;flex-direction:column;align-items:stretch;box-shadow:var(--shadow-sm);transition:transform .35s var(--ease),box-shadow .35s var(--ease),border-color .35s var(--ease)}
.seguro-card:hover{transform:translateY(-8px);box-shadow:var(--shadow);border-color:transparent}
.seguro-card.hide{display:none}
.sc-media{position:relative;aspect-ratio:16/10;overflow:hidden;background:var(--azul-pale)}
.sc-media img{width:100%;height:100%;object-fit:cover;transition:transform .5s var(--ease)}
.seguro-card:hover .sc-media img{transform:scale(1.07)}
.sc-icon{position:relative;z-index:2;margin-top:-51px;margin-bottom:15px;display:inline-flex;align-items:center;justify-content:center;width:54px;height:54px;border-radius:15px;background:#fff;color:var(--azul);box-shadow:var(--shadow);transition:background .35s var(--ease),color .35s var(--ease)}
.sc-icon svg{width:27px;height:27px}
.seguro-card:hover .sc-icon{background:var(--grad-blue);color:#fff}
.sc-body{display:flex;flex-direction:column;align-items:flex-start;flex-grow:1;padding:20px 26px 30px}
.seguro-card h3{font-size:1.14rem;color:var(--ink);margin-bottom:9px;font-weight:700;letter-spacing:-.01em}
.seguro-card p{font-size:.9rem;color:var(--muted);margin-bottom:20px;flex-grow:1}
.sc-link{font-size:.86rem;font-weight:700;color:var(--azul);transition:color .2s,gap .2s}
.sc-link:hover{color:var(--laranja-d)}
.seguros-foot{text-align:center;margin-top:44px;color:var(--muted)}
.seguros-foot a{color:var(--azul);font-weight:700}
.seguros-cta{margin-top:40px;background:linear-gradient(135deg,var(--azul-pale),#fff);border:1px solid var(--stone);border-radius:var(--radius-lg);padding:26px 34px;display:flex;align-items:center;justify-content:space-between;gap:22px;flex-wrap:wrap;box-shadow:var(--shadow-sm)}
.seguros-cta p{font-size:1.08rem;color:var(--ink);max-width:620px;line-height:1.5}
.seguros-cta p strong{color:var(--azul)}
.seguros-cta-btn{display:inline-flex;align-items:center;gap:10px;flex-shrink:0}
@media(max-width:640px){.seguros-cta{flex-direction:column;text-align:center;padding:24px}}

/* ---------- BAND ---------- */
.band{position:relative;display:grid;grid-template-columns:1fr 1fr;min-height:460px;background:var(--azul-deep);overflow:hidden}
.band-img{position:relative;overflow:hidden}
.band-img img{width:100%;height:100%;object-fit:cover;object-position:38% 42%}
.band-img::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,transparent 45%,rgba(10,58,115,.85) 80%,var(--azul-deep))}
.band-content{position:relative;display:flex;flex-direction:column;justify-content:center;padding:72px;color:#fff}
.band-content h2{color:#fff;font-size:clamp(2rem,3.6vw,2.9rem);margin-bottom:20px}
.band-content p{color:rgba(255,255,255,.85);font-size:1.08rem;max-width:470px;margin-bottom:30px}
.band-content .btn{align-self:flex-start}

/* ---------- STEPS ---------- */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:26px;list-style:none;position:relative}
.steps::before{content:"";position:absolute;top:36px;left:11%;right:11%;height:2px;background:repeating-linear-gradient(90deg,var(--azul-light) 0 7px,transparent 7px 16px);z-index:0;opacity:.6}
.step{position:relative;text-align:center;padding:0 8px;z-index:1}
.step-num{display:inline-flex;align-items:center;justify-content:center;width:72px;height:72px;border-radius:50%;background:var(--grad-blue);color:#fff;font-family:var(--font);font-size:1.5rem;font-weight:800;margin-bottom:22px;box-shadow:0 12px 30px rgba(27,95,173,.32);border:4px solid #fff;letter-spacing:-.02em}
.step h3{font-size:1.1rem;color:var(--ink);margin-bottom:11px;font-weight:700;letter-spacing:-.01em}
.step p{font-size:.9rem;color:var(--muted)}

/* ---------- LOGOS ---------- */
.logos-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:18px}
.logo-item{background:#fff;border:1px solid var(--stone);border-radius:var(--radius);height:112px;display:flex;align-items:center;justify-content:center;padding:24px;box-shadow:var(--shadow-sm);transition:transform .3s var(--ease),box-shadow .3s var(--ease)}
.logo-item img{max-height:100%;max-width:100%;width:auto;filter:none;opacity:1;transition:transform .3s var(--ease)}
.logo-item.logo-big{padding:12px}
.logo-item.logo-sm{padding:38px}
.logo-item.logo-zoom{padding:8px;overflow:hidden}
.logo-item.logo-zoom img{transform:scale(var(--z,1.4))}
.logo-item:hover{transform:translateY(-6px) scale(1.03);box-shadow:var(--shadow)}
.logo-pending{border-style:dashed;border-color:rgba(27,95,173,.3);background:linear-gradient(150deg,var(--azul-pale),#fff)}
.logo-pending span{font-weight:700;color:var(--azul);font-size:1rem;letter-spacing:.01em}

/* ---------- QUEM SOMOS ---------- */
.quem-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:60px;align-items:center}
.quem-media{position:relative}
.quem-photo{aspect-ratio:4/5;border-radius:var(--radius-xl);overflow:hidden;box-shadow:var(--shadow-lg);border:6px solid #fff}
.quem-photo img{width:100%;height:100%;object-fit:cover;object-position:center top}
.quem-badge{position:absolute;bottom:-24px;right:-14px;background:#fff;box-shadow:var(--shadow);border-radius:18px;padding:18px 24px;text-align:center;border:1px solid var(--stone)}
.quem-badge strong{display:block;font-size:.7rem;text-transform:uppercase;letter-spacing:.1em;color:var(--laranja-d);margin-bottom:3px}
.quem-badge span{font-family:var(--font);font-weight:800;font-size:1.1rem;color:var(--ink)}
.quem-badge .badge-names{font-weight:500;font-size:.9rem;line-height:1.35;color:var(--text)}
.quem-copy h2{font-size:clamp(1.9rem,3.6vw,2.8rem);margin-bottom:22px}
.quem-copy p{color:var(--text);margin-bottom:16px}
.quem-copy p strong{color:var(--azul);font-weight:700}
.mvv{display:grid;gap:20px;margin-top:32px;border-top:1px solid var(--stone);padding-top:30px}
.mvv h4{font-size:.76rem;text-transform:uppercase;letter-spacing:.12em;color:var(--laranja-d);margin-bottom:6px;font-weight:700}
.mvv p{font-size:.94rem;color:var(--muted);margin-bottom:0}

/* ---------- DEPOIMENTOS ---------- */
.depo-carousel{overflow:hidden}
.depo-track{display:flex;align-items:stretch;gap:24px;transition:transform .6s var(--ease);will-change:transform}
.depo-track .depo{flex:0 0 calc(50% - 12px)}
.depo-dots{display:flex;justify-content:center;gap:9px;margin-top:30px}
.depo-dot{width:9px;height:9px;border-radius:50%;background:var(--stone);border:none;padding:0;cursor:pointer;transition:width .25s var(--ease),background .25s var(--ease)}
.depo-dot.active{background:var(--azul);width:26px;border-radius:6px}
.depo{position:relative;background:#fff;border:1px solid var(--stone);border-radius:var(--radius-lg);padding:34px 30px;display:flex;flex-direction:column;box-shadow:var(--shadow-sm)}
.depo::before{content:"\201C";position:absolute;top:14px;right:26px;font-size:4.5rem;line-height:1;color:var(--azul-pale);font-family:Georgia,serif}
.stars{color:var(--laranja);letter-spacing:2px;margin-bottom:16px;position:relative}
.depo blockquote{font-size:.98rem;color:var(--text);margin-bottom:24px;flex-grow:1;position:relative}
.depo figcaption{display:flex;align-items:center;gap:14px;border-top:1px solid var(--stone);padding-top:20px}
.depo-ini{width:48px;height:48px;border-radius:50%;background:var(--grad-blue);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:.95rem;flex-shrink:0}
.depo figcaption strong{display:block;font-size:.92rem;color:var(--ink)}
.depo figcaption small{color:var(--muted);font-size:.8rem}

/* ---------- FAQ ---------- */
.faq-wrap{max-width:840px}
.faq-list{margin-top:10px}
.faq-item{border:1px solid var(--stone);border-radius:var(--radius);margin-bottom:12px;background:#fff;transition:box-shadow .25s var(--ease),border-color .25s var(--ease)}
.faq-item[open]{box-shadow:var(--shadow-sm);border-color:var(--azul-light)}
.faq-item summary{list-style:none;cursor:pointer;padding:22px 56px 22px 24px;position:relative;font-weight:700;font-size:1.04rem;color:var(--ink);transition:color .2s var(--ease)}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary:hover{color:var(--azul)}
.faq-item summary::after{content:"+";position:absolute;right:22px;top:50%;transform:translateY(-50%);width:30px;height:30px;display:flex;align-items:center;justify-content:center;border-radius:50%;background:var(--azul-pale);font-size:1.3rem;font-weight:400;color:var(--azul);transition:transform .3s var(--ease),background .3s var(--ease)}
.faq-item[open] summary::after{transform:translateY(-50%) rotate(45deg);background:var(--azul);color:#fff}
.faq-a{padding:0 24px 24px;color:var(--muted);font-size:.96rem}

/* ---------- PARCEIROS ---------- */
.partners-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.partner-card{display:block;color:inherit;text-decoration:none;background:#fff;border:1px solid var(--stone);border-radius:var(--radius-lg);padding:28px 24px;text-align:center;box-shadow:var(--shadow-sm);transition:transform .35s var(--ease),box-shadow .35s var(--ease),border-color .35s var(--ease)}
a.partner-card:hover h3{color:var(--azul)}
.partner-card:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:transparent}
.partner-logo{height:96px;border-radius:var(--radius);background:linear-gradient(150deg,var(--azul-pale),#fff);border:1px dashed rgba(27,95,173,.28);display:flex;align-items:center;justify-content:center;color:var(--azul);font-size:.82rem;font-weight:600;margin-bottom:18px}
.partner-logo.has-logo{border-style:solid;border-color:var(--stone);background:#fff;padding:16px;height:108px}
.partner-logo img{max-width:100%;max-height:100%;width:auto;object-fit:contain}
.partner-card h3{font-size:1.08rem;color:var(--ink);font-weight:700;margin-bottom:4px;letter-spacing:-.01em}
.partner-card p{font-size:.88rem;color:var(--muted)}
.partner-links{display:flex;flex-direction:column;align-items:center;gap:7px;margin-top:16px}
.partner-link{display:inline-flex;align-items:center;gap:7px;font-size:.82rem;font-weight:600;color:var(--text);cursor:default;max-width:100%;overflow-wrap:anywhere;text-align:center;line-height:1.35}
.partner-link svg{flex-shrink:0;color:var(--azul)}
.partner-link.partner-wa{font-weight:700;color:var(--ink)}
.partner-link.partner-wa svg{color:#1ea65f}
.partner-site{font-size:.78rem;color:var(--muted)}
.partner-site svg{color:var(--azul)}
.partners-foot{text-align:center;margin-top:40px;color:var(--muted)}
.partners-foot a{color:var(--azul);font-weight:700}

/* ---------- CTA + FORM ---------- */
.cta-section{background:var(--grad-deep);color:#fff;padding:104px 0;position:relative;overflow:hidden}
.cta-section::before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 8% 10%,rgba(58,172,226,.26),transparent 44%),radial-gradient(circle at 96% 100%,rgba(247,161,26,.18),transparent 50%)}
.cta-grid{position:relative;display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.cta-copy h2{color:#fff;font-size:clamp(2rem,3.8vw,2.9rem);margin-bottom:20px}
.cta-copy h2 em{color:#FFD9A0}
.cta-copy>p{color:rgba(255,255,255,.85);font-size:1.08rem;margin-bottom:26px}
.cta-copy>p strong{color:#fff}
.cta-list{display:flex;flex-direction:column;gap:10px;margin-bottom:30px;color:rgba(255,255,255,.92);font-size:.96rem}
.cta-form{background:#fff;border-radius:var(--radius-xl);padding:40px 36px;box-shadow:var(--shadow-lg)}
.cta-form h3{font-family:var(--font);font-weight:800;font-size:1.55rem;color:var(--ink);margin-bottom:6px;letter-spacing:-.02em}
.form-sub{font-size:.9rem;color:var(--muted);margin-bottom:24px}
.field{margin-bottom:17px}
.field label{display:block;font-size:.84rem;font-weight:600;color:var(--ink);margin-bottom:8px}
.field input,.field select,.field textarea{width:100%;font-family:inherit;font-size:.95rem;color:var(--ink);padding:14px 16px;border:1.5px solid var(--stone);border-radius:14px;background:var(--surface);transition:border-color .2s var(--ease),box-shadow .2s var(--ease),background .2s var(--ease)}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--azul-light);box-shadow:0 0 0 4px rgba(58,172,226,.15);background:#fff}
.field textarea{resize:vertical}
.form-success{margin-top:16px;padding:14px 16px;background:rgba(247,161,26,.1);border:1px solid rgba(247,161,26,.3);border-radius:14px;color:var(--laranja-d);font-size:.9rem;font-weight:600;text-align:center}
.form-legal{margin-top:15px;font-size:.76rem;color:var(--muted);text-align:center}

/* ---------- FOOTER ---------- */
#footer{background:var(--ink);color:rgba(255,255,255,.72);padding-top:72px}
.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.3fr;gap:44px;padding-bottom:52px}
.footer-logo{height:104px;width:auto;margin-top:-24px;margin-bottom:-6px;display:block}
.footer-slogan{font-weight:700;color:#fff;font-size:1.05rem;max-width:280px;margin-bottom:22px;letter-spacing:-.01em}
.footer-social{display:flex;flex-direction:column;align-items:flex-start;gap:11px}
.footer-social a{display:inline-flex;align-items:center;gap:9px;color:var(--azul-light);font-size:.9rem;font-weight:600;transition:color .2s}
.footer-social svg{flex-shrink:0}
.footer-social a:hover{color:#fff}
.footer-col h4{color:var(--laranja);font-size:.8rem;text-transform:uppercase;letter-spacing:.1em;margin-bottom:18px;font-weight:700}
.footer-col a{display:block;font-size:.92rem;color:rgba(255,255,255,.7);padding:6px 0;transition:color .2s,padding-left .2s}
.footer-col a:hover{color:var(--laranja);padding-left:4px}
.footer-contact p{font-size:.9rem;margin-top:6px;color:rgba(255,255,255,.6)}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1)}
.footer-bottom-inner{display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px;padding-top:24px;padding-bottom:24px;font-size:.8rem;color:rgba(255,255,255,.55)}
.footer-bottom-inner a{color:rgba(255,255,255,.7)}
.footer-bottom-inner a:hover{color:var(--laranja)}

/* ---------- FLOATERS ---------- */
.float-whats{position:fixed;bottom:26px;right:26px;z-index:900;width:60px;height:60px;border-radius:50%;background:linear-gradient(135deg,#2bdd72,#1fb858);color:#fff;display:flex;align-items:center;justify-content:center;box-shadow:0 10px 30px rgba(37,211,102,.45);transition:transform .25s var(--ease)}
.float-whats:hover{transform:scale(1.08)}
.float-whats::before{content:"";position:absolute;inset:0;border-radius:50%;border:2px solid var(--whats);animation:pulse 2.4s infinite}
@keyframes pulse{0%{transform:scale(1);opacity:.7}100%{transform:scale(1.6);opacity:0}}
.float-whats-tip{position:absolute;right:72px;background:var(--ink);color:#fff;font-size:.8rem;font-weight:600;padding:8px 13px;border-radius:9px;white-space:nowrap;opacity:0;pointer-events:none;transform:translateX(8px);transition:.25s var(--ease)}
.float-whats:hover .float-whats-tip{opacity:1;transform:translateX(0)}

.back-top{position:fixed;bottom:26px;left:26px;z-index:900;width:46px;height:46px;border-radius:50%;background:var(--azul);color:#fff;border:none;font-size:1.2rem;cursor:pointer;box-shadow:var(--shadow);opacity:0;pointer-events:none;transform:translateY(12px);transition:.3s var(--ease)}
.back-top.show{opacity:1;pointer-events:auto;transform:translateY(0)}
.back-top:hover{background:var(--azul-deep)}

.cookie-banner{position:fixed;bottom:0;left:0;right:0;z-index:950;background:#fff;border-top:1px solid var(--stone);box-shadow:0 -6px 30px rgba(15,27,45,.1);padding:18px 24px;display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:18px}
.cookie-banner p{font-size:.88rem;color:var(--text);max-width:680px}
.cookie-actions{display:flex;gap:10px}

/* ---------- REVEAL ANIM ---------- */
.reveal{opacity:0;transform:translateY(28px);transition:opacity .7s var(--ease),transform .7s var(--ease)}
.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}.hero-svg,.hero-float{animation:none}}

/* ---------- RESPONSIVE ---------- */
@media(max-width:1180px){
  .nav-links{display:none}
  .nav-cta,.nav-contact{display:none}
  .nav-mobile-btn{display:block}
}
@media(max-width:980px){
  .hero-logo{height:150px;margin-bottom:22px}
  .hero-content h1{font-size:clamp(1.75rem,7vw,2.4rem)}
  .hero-sub{font-size:1rem}
  .scroll-hint{display:none}
  .why-grid,.depo-grid,.partners-grid{grid-template-columns:repeat(2,1fr)}
  .logos-grid{grid-template-columns:repeat(3,1fr)}
  .slider-btn{display:none}
  .seguros-track{scroll-padding-left:24px;padding-left:24px;padding-right:24px;margin-left:-24px;margin-right:-24px}
  .stats-grid{grid-template-columns:repeat(2,1fr);gap:16px}
  .steps{grid-template-columns:repeat(2,1fr);gap:40px 20px}
  .steps::before{display:none}
  .band{grid-template-columns:1fr}
  .band-img{min-height:280px}
  .band-img::after{background:linear-gradient(180deg,transparent 50%,var(--azul-deep))}
  .band-content{padding:44px 28px;text-align:center;align-items:center}
  .band-content .btn{align-self:center}
  .quem-grid,.cta-grid{grid-template-columns:1fr;gap:44px}
  .quem-media{max-width:420px;margin:0 auto}
  .footer-grid{grid-template-columns:1fr 1fr;gap:32px}
}
@media(max-width:560px){
  .section{padding:76px 0}
  .why-grid,.depo-grid,.stats-grid,.steps,.partners-grid{grid-template-columns:1fr}
  .depo-track .depo{flex:0 0 100%}
  .seguros-track .seguro-card{flex-basis:84%}
  .logos-grid{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:1fr}
  .cta-form{padding:30px 22px}
  .band-content{padding:40px 22px}
  .float-whats-tip{display:none}
  .cookie-banner{flex-direction:column;text-align:center}
}

/* ---------- PRINT / PDF ---------- */
@media print{
  *{-webkit-print-color-adjust:exact !important;print-color-adjust:exact !important}
  .reveal{opacity:1 !important;transform:none !important}
  .hero-svg,.hero-float,.hero-photo,.float-whats{animation:none !important}
  #nav{position:static !important;backdrop-filter:none !important;background:#fff !important;box-shadow:none !important;border-bottom:1px solid var(--stone) !important}
  .float-whats,.back-top,.scroll-hint,.cookie-banner,.slider-btn,.nav-mobile-btn,.nav-cta{display:none !important}
  #hero{min-height:auto !important;padding:30px 0 40px !important}
  #hero::before,#hero::after{display:none !important}
  .section,.cta-section,.stats{padding:46px 0 !important}
  /* slider -> grade completa no PDF */
  .seguros-track{overflow:visible !important;flex-wrap:wrap !important;justify-content:center !important;scroll-snap-type:none !important;margin:0 !important;padding:0 !important}
  .seguros-track .seguro-card{flex:0 0 30% !important;max-width:30% !important}
  /* evitar cortes feios entre páginas */
  .seguro-card,.why-card,.depo,.step,.logo-item,.faq-item,.quem-grid,.cta-grid,.band{break-inside:avoid;page-break-inside:avoid}
  section{break-inside:auto}
  h1,h2,h3{break-after:avoid}
  body{background:#fff}
}